Health Insurance Guide
Health insurance, demystified.
Understand the 4 timelines that define your protection at Sanrakshan.
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Accidental Coverage
From Day 2
Emergency hospitalizations resulting from accidents are prioritized for immediate peace of mind.
Typical Coverage
- •Road accidents
- •Workplace injuries
- •Slipping/Falling injuries
🤒
General Illness
After 30 Days
Common illnesses requiring hospitalization are covered after an initial short waiting period.
Typical Coverage
- •Dengue
- •Malaria
- •Typhoid
- •Viral infections requiring IV
🔪
Surgery Coverage
30 Days to 2 Years
Coverage depends on the urgency of the procedure. Unplanned needs are fast-tracked, while elective ones require more tenure.
Typical Coverage
- •Unplanned: Heart attack, Hernia (30 Days)
- •Planned: Knee replacement, Cataract (2 Years)
📋
Pre-existing Diseases
After 3 Years
Conditions you already manage (like Diabetes or Hypertension) are covered after a longer stabilization period.
Typical Coverage
- •Diabetes complications
- •Chronic Hypertension
- •Asthma
- •Thyroid issues
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Analysis
🔍
Ask about a condition to see a clinical breakdown here